SDAudit Pricing Packages
Choose the level of scrutiny and legal depth that fits your situation. All audits
are confidential and independently prepared by our expert Audit Engineers.
Thorough Analysis
Court-Admissible Reports
Thorough Analysis
Contract Review Audit
$399
Delivered in 3-5 Business Days
Review of loan contract terms and origination documents
SEC and MERS database checks for loan trust registration
Chain of assignment and endorsement investigation
TILA disclosure error and missing notice review
Basic interest rate and payment verification
Red Flag summary index with visual indicators
PDF report (3-5 pages) with summary findings
Securitization Audit - Auto
$699
Delivered in 3-5 Business Days
Includes everything in Contract Review Audit
Full securitization structure mapping and trust identification
CUSIP and tranche-level identification via Bloomberg data
PSA compliance review and assignment chain audit
UCC-1 and UCC-3 filing analysis for perfection gaps
Robo-signing and backdating forensic indicators
PDF report (8-12 pages) with full findings and exhibits
Securitization Audit - Mortgage
$899
Delivered in 5-9 Business Days
Includes everything in Securitization Audit (Auto/Credit Card/Student/Personal Loan)
MERS assignment chain and recording gap analysis
Deed of Trust and mortgage instrument review
REMIC trust compliance and cutoff date verification
SEC EDGAR filing cross-reference and trust prospectus review
Foreclosure standing and enforcement authority analysis
PDF report (10-15 pages) with full findings and exhibits
Legal-Grade Audit Package - Auto
$1,199
Delivered in 5-7 Business Days
Includes everything in Securitization Audit (Auto/Credit Card/Student/Personal Loan)
Court-ready PDF packet with exhibits and affidavit
Expert declaration included for court or arbitration filing
Detailed legal analysis with statutory citations (15-20 pages)
Standing and enforcement authority documentation
FDCPA, FCRA, and UCC Article 9 violation analysis
Optional certified mailing and notarized copy available
AAA/JAMS arbitration-ready format with demand letter template
Legal-Grade Audit Package - Mortgage
$1,399
Delivered in 7-10 Business Days
Full mortgage securitization audit with CUSIP-level tranche identification
Bloomberg-grade trust data and SEC EDGAR filing cross-reference
Expert Witness Affidavit signed and notarized by certified examiner
Robo-signing investigation with signature forensics and comparison
Complete PSA compliance analysis with violation timeline
REMIC tax compliance and trust cutoff date verification
Court-ready packet with exhibits, affidavit, and demand letter
AAA/JAMS arbitration-ready format with full legal strategy brief
How Your Audit Could Change Everything
Financial Relief
Imagine the weight lifting off your shoulders when you discover you've been overpaying for years. Our audits often uncover errors that translate into reduced monthly payments or lump sum refunds.
The emotional impact: Less financial stress, more money for what matters most in your life, and the confidence that comes from knowing exactly where you stand.
Protection & Security
In today's complex financial world, knowledge is your best defense. An audit arms you with verified information about your loan that lenders can't simply dismiss or talk around.
The emotional impact: Peace of mind knowing that you're protected from predatory practices and have solid documentation to back your position.
Empowerment Through Knowledge
Many borrowers feel intimidated by financial institutions and their complex terminology. Our audit reports translate the confusing jargon into clear explanations of what's really happening with your loan.
The emotional impact: Confidence in your financial decisions and the ability to negotiate from a position of strength and understanding.
Hope for a Better Future
For those struggling with overwhelming debt, an audit can reveal options you never knew existed. Many clients have used our findings to secure loan modifications or even loan dismissals in cases of serious violations.
The emotional impact: Renewed optimism about your financial future and a clear path forward when you may have felt trapped.
Why Trust SDAudit With Your Financial Future?
Proprietary Analysis Technology
Our Audit Engineers use specialized data terminals and proprietary algorithms to detect issues that standard reviews miss entirely.
Financial Industry Experience
Our team includes former banking professionals and securities specialists who understand the inner workings of loan servicing.
Proven Success Record
Thousands of clients have used our audit findings to secure financial relief and protect their interests.
Client-Focused Approach
We believe in empowering borrowers with knowledge and delivering results that make a tangible difference in your financial situation.
Common Issues Found in Loan Audits
Mortgage Securitization Issues
Industry studies show that loan securitization practices often contain documentation errors that can affect the validity of collection efforts. Common issues include broken chains of assignment and missing endorsements.
These types of findings have been documented in court cases nationwide and can provide leverage for borrowers in legal proceedings.
TILA Compliance Violations
Truth in Lending Act violations are commonly found in loan documentation. These can include incorrect APR calculations, missing disclosures, or improper notice requirements that may entitle borrowers to statutory damages.
TILA violations have specific legal remedies under federal law that borrowers can pursue when properly documented.
Ready to Discover What's in Your Loan?
Don't let another day pass paying more than you should. Our expert audit could reveal issues
that save you thousands of dollars over the life of your loan.
Not sure which package is right for you? Read our FAQ or contact us for personalized guidance.
© 2026 SD Audit. All Rights Reserved.